diff --git a/apps/agent-zero/agent-zero.yaml b/apps/agent-zero/agent-zero.yaml
index 6a39ba6..02c22f0 100644
--- a/apps/agent-zero/agent-zero.yaml
+++ b/apps/agent-zero/agent-zero.yaml
@@ -94,6 +94,19 @@ subjects:
 # Connects to a local proxy that routes to workstation Ollama first and edge1 second
 # Blue Jay profile with 21 tools, 3 prompts, 4 extensions
 
+---
+# FC LLM Bridge API key for Agent Zero (ADR-088 chat_model routing).
+# Syncs from 1Password item "FC LLM Bridge API Keys" (field: agent-zero-k8s).
+# Consumed by the chat_model only; util / embedding / browser stay on local
+# Ollama via the 127.0.0.1 sidecar proxy.
+apiVersion: onepassword.com/v1
+kind: OnePasswordItem
+metadata:
+  name: fc-llm-bridge-api-keys
+  namespace: agent-zero
+spec:
+  itemPath: "vaults/IAmWorkin/items/FC LLM Bridge API Keys"
+
 ---
 apiVersion: apps/v1
 kind: Deployment
@@ -239,12 +252,15 @@ spec:
               # Link Blue Jay profile from workspace into Agent Zero's expected path
               ln -sfn /a0/work/.bluejay/agents/bluejay /a0/agents/bluejay
               # Write model config BEFORE initialize.sh loads it
-              # The _model_config plugin reads config.json (NOT config.yaml)
-              # Default is OpenRouter; override to the local proxy, which prefers
-              # the workstation and falls back to edge1 automatically.
+              # The _model_config plugin reads config.json (NOT config.yaml).
+              # chat_model: FlowerCore LLM Bridge (ADR-088) — OpenAI-compat,
+              # spend-tracked, tier-aliased (fc:balanced → Claude Sonnet).
+              # api_key comes from A0_SET_chat_model_api_key env var (overrides
+              # config.json). util + embedding stay on local 127.0.0.1 Ollama
+              # proxy (workstation primary, edge1 fallback).
               mkdir -p /a0/usr/plugins/_model_config
               cat > /a0/usr/plugins/_model_config/config.json << 'MODELCFG'
-              {"allow_chat_override":true,"chat_model":{"provider":"ollama","name":"gemma3:12b","api_base":"http://127.0.0.1:11434","ctx_length":8192,"ctx_history":0.7,"vision":false,"kwargs":{"temperature":0,"num_ctx":8192}},"utility_model":{"provider":"ollama","name":"qwen2.5:1.5b","api_base":"http://127.0.0.1:11434","ctx_length":8192,"ctx_input":0.7,"kwargs":{"num_ctx":8192}},"embedding_model":{"provider":"ollama","name":"nomic-embed-text","api_base":"http://127.0.0.1:11434","kwargs":{}}}
+              {"allow_chat_override":true,"chat_model":{"provider":"openai","name":"fc:balanced","api_base":"http://fc-llm-bridge.fc-llm-bridge.svc.cluster.local:8080/v1","ctx_length":8192,"ctx_history":0.7,"vision":false,"kwargs":{"temperature":0,"num_ctx":8192}},"utility_model":{"provider":"ollama","name":"qwen2.5:1.5b","api_base":"http://127.0.0.1:11434","ctx_length":8192,"ctx_input":0.7,"kwargs":{"num_ctx":8192}},"embedding_model":{"provider":"ollama","name":"nomic-embed-text","api_base":"http://127.0.0.1:11434","kwargs":{}}}
               MODELCFG
               # Strip heredoc indentation
               sed -i 's/^              //' /a0/usr/plugins/_model_config/config.json
@@ -256,13 +272,22 @@ spec:
             # Agent identity
             - name: AGENT_NAME
               value: "Blue Jay (NUC)"
-            # Chat model — workstation primary, edge1 fallback via local proxy
+            # Chat model — routed through FlowerCore LLM Bridge (ADR-088)
+            # so spend is tracked and tier aliases (fc:cheap/fc:balanced/fc:deep)
+            # dispatch to Ollama or Anthropic via a single OpenAI-compat endpoint.
+            # Util / embedding / browser stay on local Ollama via 127.0.0.1 proxy
+            # for zero-latency, zero-cost small-model traffic.
             - name: A0_SET_chat_model_provider
-              value: "ollama"
+              value: "openai"
             - name: A0_SET_chat_model_name
-              value: "gemma3:12b"
+              value: "fc:balanced"
             - name: A0_SET_chat_model_api_base
-              value: "http://127.0.0.1:11434"
+              value: "http://fc-llm-bridge.fc-llm-bridge.svc.cluster.local:8080/v1"
+            - name: A0_SET_chat_model_api_key
+              valueFrom:
+                secretKeyRef:
+                  name: fc-llm-bridge-api-keys
+                  key: agent-zero-k8s
             - name: A0_SET_chat_model_ctx_length
               value: "8192"
             - name: A0_SET_chat_model_kwargs